RSA 359-B:2 Findings and Purpose.

Title: XXXI - TRADE AND COMMERCE Chapter: 359-B - CONSUMER CREDIT REPORTING

I. The general court makes the following findings:
(a) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.
(b) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.
(c) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.
(d) There is a need to insure that consumer reporting agencies exercise their grave responsibilitie

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