RSA 361-A:19 Balloon Payment Loans.

I. Notwithstanding the provisions of RSA 361-A:17, VII(c), a retail installment contract for a new motor vehicle may provide for a balloon payment.
II. (a) Balloon contracts shall contain a provision requiring the lienholder to accept return of the motor vehicle that secures the balloon loan, without penalty or additional cost, payment, or expense, to the retail buyer in satisfaction of the balloon payment due under the balloon contract.
(b) Collection of any amounts due under the terms of the balloon contract that have accrued during the period of the contract that precedes the balloon payment due date shall not violate the provision contained in subparagraph (a).
(c) If the balloon contract so provides, a disposition fee may be charged to the retail buyer, provid