RSA 402-P:3 Disclosures.

Title: XXXVII - INSURANCE Chapter: 402-P - PET INSURANCE

I. A pet insurer transacting pet insurance shall disclose the following to consumers:
(a) If the policy excludes coverage due to any of the following:
(1) A preexisting condition;
(2) A hereditary disorder;
(3) A congenital anomaly or disorder; or
(4) A chronic condition.
(b) If the policy includes any other exclusions, the following statement: "Other exclusions may apply. Please refer to the exclusions section of the policy for more information."
(c) Any policy provision that limits coverage through a waiting or affiliation period, a deductible, coinsurance, or an annual or lifetime policy limit.
(d) Whether the pet insurer reduces coverage or increases premiums based on the insured's claim history, the age of the covered pet, or a ch

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