RSA 417-C:1 Grounds for Cancellation.

I. A notice of cancellation of a policy, to which RSA 417-C:2 applies, shall be effective only if it is based on one or more of the following reasons:
(a) Nonpayment of a premium, including nonpayment of any additional premiums due from an audit conducted in accordance with law for the prior policy term; or
(b) Fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or
(c) A change in the risk that substantially increases a hazard insured against after insurance coverage has been issued or renewed.
II. An insurer shall cancel a policy at the specific request of the insured subject to contractual notice provisions not to exceed 10 days.
III. Parag